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Adamjee Insurance
⏳ Valid till 2026-04-30
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Compare, calculate and choose from State Life and every major insurer in Pakistan — in one place.
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🏛 Government-Guaranteed State Life plans
Pakistan's #1 Insurance Comparison Portal
Government-Guaranteed Savings & Life Cover
State Life plans are backed by the Government of Pakistan — the strongest security you can buy.
★★★★★ 4.8/5 · 2,400+ reviews
🏛 Government-Guaranteed State Life plans
Pakistan's #1 Insurance Comparison Portal
Calculate Your Annual Premium in 30 Seconds
Try our transparent premium calculator — no signup required.
★★★★★ 4.8/5 · 2,400+ reviews
🏛 Government-Guaranteed State Life plans
Compare across every major Pakistani insurer
Adamjee Insurance
Adamjee Life Assurance
Alfalah Insurance
Askari Life Assurance
Atlas Insurance
Dawood Family Takaful
EFU General Insurance
EFU Life Assurance
IGI Life Insurance
Jubilee General Insurance
Jubilee Life Insurance
Pak-Qatar Family Takaful
State Life Insurance
TPL Insurance
Adamjee Insurance
Adamjee Life Assurance
Alfalah Insurance
Askari Life Assurance
Atlas Insurance
Dawood Family Takaful
EFU General Insurance
EFU Life Assurance
IGI Life Insurance
Jubilee General Insurance
Jubilee Life Insurance
Pak-Qatar Family Takaful
State Life Insurance
TPL Insurance
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Rs 3,000 Motor Insurance Cashback — TPL
TPL Insurance
⏳ Valid till 2026-05-15
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Free Accidental Death Rider — Term Life
Jubilee Life
⏳ Valid till 2026-12-31
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Premium Calculator
Check your annual submission in 30 seconds
Get an instant illustration of your yearly premium for State Life and other major Pakistani insurers. Adjust age, term and sum assured — we crunch the numbers live.
- ✔ No signup, no phone number needed
- ✔ Compares 7 different plan types
- ✔ Government-guaranteed State Life plans highlighted
- ✔ Shariah-compliant takaful toggle included
Premium Calculator
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*Illustration only. Not a policy quote. Actual premium depends on medical underwriting.
8M+
Policyholders in Pakistan
Rs 2.5T
Assets under management
100%
Government-guaranteed
60+
Years of protection
What we cover
Every insurance you need in one place
Explore plans across State Life and every major Pakistani insurer. Switch tabs to browse by category.
State Life
Shad Abad Endowment — State Life
Flagship endowment plan combining savings with life cover. Government guaranteed.
- ✔ Government guaranteed
- ✔ Bonus additions annually
- ✔ Loan facility after 3 years
- ✔ Optional accident & disability riders
State Life
Sada Bahar Assurance — State Life
Guaranteed cash payments every 3 years plus full sum on maturity.
- ✔ Cash payouts every 3 years
- ✔ Guaranteed maturity
- ✔ Whole life cover
- ✔ Government backing
State Life
Jeevan Sathi Joint Life — State Life
One policy protecting both husband and wife with combined savings and cover.
- ✔ Two lives, one policy
- ✔ Double sum on either death
- ✔ Maturity benefit
- ✔ Bonus additions
State Life
Family Takaful Savings — State Life Window Takaful
Shariah-compliant savings and family protection under State Life's Window Takaful.
- ✔ 100% Shariah-compliant
- ✔ Surplus sharing
- ✔ Mudarabah investment
- ✔ Riders available
Jubilee Life
Term Assurance Basic — Jubilee Life
Pure protection at low cost — pay small, protect big for a fixed term.
- ✔ Pure life cover
- ✔ High sum at low cost
- ✔ Optional riders
Adamjee Insurance
Adamjee Health Care Plan
Cashless in-patient hospitalization coverage across a wide hospital panel.
- ✔ In-patient cover
- ✔ Cashless network
- ✔ Maternity option
- ✔ Critical illness rider
TPL Insurance
TPL Motor Insurance
Digital-first comprehensive car insurance with 24/7 tracking bundled.
- ✔ Own damage + third party
- ✔ GPS tracking bundled
- ✔ Instant claim registration
- ✔ 24/7 roadside assistance
No plans yet in this category. Check back soon.
State Life
Child Education & Marriage Plan — State Life
Secure your child's university and marriage expenses with a guaranteed lump sum.
- ✔ Guaranteed education fund
- ✔ Waiver of premium on death
- ✔ Bonus additions
- ✔ Lump sum at maturity
EFU Life
EFU Education Savings Plan
Unit-linked education plan with fund-choice flexibility.
- ✔ Multiple fund options
- ✔ Top-up premiums
- ✔ Partial withdrawals
State Life
Retirement Income Plan — State Life
Convert your working years into a steady monthly pension after retirement.
- ✔ Guaranteed pension income
- ✔ Optional lump sum at retirement
- ✔ Spouse continuation option
- ✔ Tax-efficient
No plans yet in this category. Check back soon.
Why State Life
Pakistan's most trusted life insurer since 1972
State Life Insurance Corporation of Pakistan is the country's largest life insurer, backed by an explicit Government of Pakistan guarantee — the highest level of security available to a policyholder in Pakistan.
🏛
Government Guarantee
Sum assured and vested bonuses are guaranteed by the Government of Pakistan.
📈
Consistent Bonus Record
60+ year track record of declaring annual bonuses to policyholders.
🕌
Window Takaful Available
Fully Shariah-compliant options across all major plan categories.
🌍
Nationwide Network
Widest branch and agent coverage across all four provinces and AJK.
💸
Tax Benefits
Premium payments qualify for income tax rebates under the Income Tax Ordinance.
🛟
Claim Reliability
Among the highest claims-paid ratios in Pakistan's life insurance market.
Certified Advisor
You get a dedicated State Life expert
👤
- ✔ Free plan recommendation call
- ✔ Custom illustration for your goals
- ✔ Help with medical underwriting
- ✔ Support at claim time — end-to-end
- ✔ Annual policy review
Side-by-Side
Compare plans that actually matter
Data-backed 20-year comparisons across Pakistan's leading insurers.
Comparison
State Life Window Takaful vs. Pak-Qatar Family
Shariah-compliant savings and family protection compared side by side.
See the numbers →
Comparison
State Life Retirement vs. EFU Retirement Plan
Pension-income comparison over a 25-year contribution horizon.
See the numbers →
Comparison
State Life Shad Abad vs. Jubilee Life Endowment
Head-to-head endowment comparison across bonuses, guarantees, and payouts.
See the numbers →
Loved by policyholders
What Pakistanis say about us
“Best takaful comparison I found online. Went with State Life Window Takaful — no regrets.”
Fatima Khan, Multan
★★★★★
“The premium calculator gave me an accurate ballpark before the advisor even called. Transparent and fast.”
Bilal Ahmed, Islamabad
★★★★★
“I compared 6 companies in 10 minutes and locked in the State Life endowment. Fantastic experience.”
Sana Malik, Karachi
★★★★★
“The team helped me pick the Child Education plan — my daughter's university fund is now on autopilot.”
Ali Raza, Lahore
★★★★★
From the blog
Insurance insights for Pakistanis
Fresh guides on picking, buying and getting the most from your policy.
R
March 6, 2026
Retirement Planning in Pakistan: Building a Rs 100,000 Monthly Pension (2026 Guide)
Retirement planning in Pakistan — a 2026 playbook to build a Rs 100,000/month pension using State Life's Retirement Income Plan,…
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March 4, 2026
How to Choose a Child Education Plan in Pakistan (2026 Buyer’s Guide)
2026 buyer's guide to child education plans in Pakistan — how to calculate target amount for future university fees, waiver-of-premium…
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March 2, 2026
Best Family Takaful Plans in Pakistan 2026: Shariah-Compliant Savings Roundup
2026 roundup of the best Family Takaful plans in Pakistan — State Life Window, Pak-Qatar, Dawood, Jubilee, EFU Hemayah. Shariah…
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